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Pension & Withdrawal Strategies

A fact often overlooked by many individuals is that your retirement is not the finish line.

Rarely, if ever, will you simply retire and take all of your super and run!

No, the reality is that your superannuation savings will be used to fund your lifestyle over many years to come.  And therefore you want to ensure that –

  • Your withdrawal strategy provides you with maximum tax effectiveness,

  • While putting minimal strain on your fund’s investments,

  • While providing you with the flexibility your lifestyle requires.

 

Superannuation withdrawal strategies, including the use of the various pension types, has always been a specialist area, but the recent changes introduced by the Federal Government, including in particular the new $1.6m Pension Balance Cap and the changes to Transition to Retirement Pensions, mean you must be ever more vigilant.

Make sure you get the most from your hard earned retirement savings, and ensure they aren’t eaten away unnecessarily by taxes nor reduced investment earnings.

More about Self-Managed Super

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